At Today’s breakfast networking meeting, located at Shapiros’s Delicatessen in Red Bank NJ, we were honored to have two great speakers who each educated to members and guests about their specific fields of business.

LeTip is  a professional organization of men and women dedicated to the highest standard of professional integrity and helping other members grow their individual businesses.

 Cathy Gonsalves is  the massage therapist of the group and is currently celebrating her 18th year as a small business owner.  Cathy is a true expert in muscle relaxation and essential oils.  For Cathy, the essential oils is a core piece of business and she takes pride in where and how the oils are processed and has the ability to use different essential oils to for various reasons such as illness, relaxation and muscle soreness.
If you want to learn more about essential oils or to schedule a  message, contact Cathy below.

Cathy Gonsalves

Program Director

Licensed Massage Therapist
[email protected]

Our Second Speaker today is Ryan Zacharczyk from Zynergy Retirement Planning, a fee based financial planning company. Ryan is one of the founders of LeTip of Red Bank, which was founded over 10 years ago!

Zynergy Retirement planning is dedicated to its members and and to planning for a future for living retirement to its fullest. Zynergy Retirement has the expertise to work with individuals on their Leap System from new planners to retirees from minimal assets to high net-worth individuals and families.

To learn more about Zynergy Retirement and to set yourself up for your financial future contact Ryan Zacharczyk.

Ryan Zacharczyk


Financial Planner
Zynergy Retirement Planning
[email protected]
732-822-9719 (cell) | 732-784-2380

5 Reasons to Join Letip

  • LeTip membership puts “Dollars in your pocket!™”
  • LeTip members learn to be better public speakers
  • LeTip is a family and members are loyal to one another
  • LeTip members have a reliable source of business professionals to recommend to clients, family and friends
  • LeTip stimulates the “Feel Good Factor” that great feeling we get in our hearts when we help another towards success